Products & Services · 7th Year
Marine — 7th Year
The Hartford Financial Services Group Marine — 7th Year remained flat by 0.0% to 0.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 0.8% to 0.8%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2019
Last reportedQ4 2025
How to read this metric
Stability at this stage confirms the effectiveness of long-term reserve management and risk selection.
Detailed definition
Represents the cumulative loss development or claims experience for policies originating in the seventh year of the unde...
Peer comparison
Standard actuarial cohort analysis for mature insurance portfolios.
Metric ID:
hig_segment_marine_7th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 1.9% | 2% | 2.3% | 0.8% | 0.8% |
| QoQ Change | — | +5.3% | +15.0% | -65.2% | +0.0% |
| YoY Change | — | +5.3% | +15.0% | -65.2% | +0.0% |
Range0.8% – 2.3%
CAGR-57.9%
Avg YoY Growth-11.2%
Median YoY Growth+2.6%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's marine — 7th year?
- The Hartford Financial Services Group (HIG) reported marine — 7th year of 0.8% in Q4 2025.
- How has The Hartford Financial Services Group's marine — 7th year changed year-over-year?
- The Hartford Financial Services Group's marine — 7th year decreased by 0.0% year-over-year, from 0.8% to 0.8%.
- What does marine — 7th year mean?
- The claims experience for policies written in the seventh year of the current cycle.