The Hartford Financial Services Group Surety Product Line — 7th Year increased by 81.3% to -0.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 81.3%, from -1.6% to -0.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
Minimal development in the seventh year is expected for a well-reserved and mature surety portfolio.
Refers to the loss development or claims experience for policies in their seventh year of coverage. This tracks the fina...
Standard actuarial cohort analysis used by all major insurance companies to track loss development patterns.
hig_segment_surety_product_line_7th_year| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 4.4% | -0.1% | -0.5% | -1.6% | -0.3% |
| QoQ Change | — | -102.3% | -400.0% | -220.0% | +81.3% |
| YoY Change | — | -102.3% | -400.0% | -220.0% | +81.3% |