Products & Services · 7th Year

Automobiles — 7th Year

The Hartford Financial Services Group Automobiles — 7th Year increased by 22.9% to 5.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 22.9%, from 4.8% to 5.9%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Any significant movement in this year suggests the presence of rare, high-severity claims that have persisted for a long duration.

Detailed definition

The cumulative loss development or claims experience for automobile insurance policies in their seventh year of coverage...

Peer comparison

Standard component of loss development triangles used by P&C insurers to assess reserve adequacy.

Metric ID: hig_segment_automobiles_7th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value3.2%4%4.3%4.8%5.9%
QoQ Change+25.0%+7.5%+11.6%+22.9%
YoY Change+25.0%+7.5%+11.6%+22.9%
Range3.2%5.9%
CAGR+84.4%
Avg YoY Growth+16.8%
Median YoY Growth+17.3%
Current Streak4+ quarters growth

Frequently Asked Questions

What is The Hartford Financial Services Group's automobiles — 7th year?
The Hartford Financial Services Group (HIG) reported automobiles — 7th year of 5.9% in Q4 2025.
How has The Hartford Financial Services Group's automobiles — 7th year changed year-over-year?
The Hartford Financial Services Group's automobiles — 7th year increased by 22.9% year-over-year, from 4.8% to 5.9%.
What does automobiles — 7th year mean?
The claims performance of automobile insurance policies during their seventh year of coverage.