Products & Services · Weighted average discount rate
Property and Casualty Insurance Subsidiaries — Weighted average discount rate
The Hartford Financial Services Group Property and Casualty Insurance Subsidiaries — Weighted average discount rate decreased by 8.3% to 12.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 8.3%, from 14.0% to 12.9%.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
A higher rate reduces the present value of liabilities, potentially boosting reported earnings, while a lower rate increases the liability burden.
Detailed definition
The average interest rate used to calculate the present value of future insurance claim obligations. This rate is typica...
Peer comparison
Used by peers to assess sensitivity of balance sheet liabilities to interest rate fluctuations.
Metric ID:
hig_segment_property_and_casualty_insurance_subsidiaries_weighted_average_discount_rateHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 14% | 14% | 14% | 14% | 12.9% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -8.3% |
| YoY Change | — | +0.0% | +0.0% | +0.0% | -8.3% |
Range12.9% – 14%
CAGR-8.3%
Avg YoY Growth-2.1%
Median YoY Growth+0.0%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's property and casualty insurance subsidiaries — weighted average discount rate?
- The Hartford Financial Services Group (HIG) reported property and casualty insurance subsidiaries — weighted average discount rate of 12.9% in Q4 2025.
- How has The Hartford Financial Services Group's property and casualty insurance subsidiaries — weighted average discount rate changed year-over-year?
- The Hartford Financial Services Group's property and casualty insurance subsidiaries — weighted average discount rate decreased by 8.3% year-over-year, from 14.0% to 12.9%.
- What does property and casualty insurance subsidiaries — weighted average discount rate mean?
- The average interest rate used to determine the present value of future claim payments.