Products & Services · IBNR
Reserves
Workers' Compensation — IBNR Reserves
The Hartford Financial Services Group Workers' Compensation — IBNR Reserves increased by 1.8% to $1.56B in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2024
Last reportedQ4 2025
How to read this metric
An increase may indicate higher expected future claim costs or a more conservative reserving philosophy, while a decrease suggests favorable claim trends or reserve releases.
Detailed definition
Represents the estimated liability for claims that have occurred but have not yet been reported to the insurer. This res...
Peer comparison
Standard industry practice for property and casualty insurers to report IBNR as part of total loss reserves.
Metric ID:
hig_segment_workers_compensation_ibnr_reservesHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | $1.54B | $1.56B |
| QoQ Change | — | +1.8% |
| YoY Change | — | +1.8% |
Range$1.54B – $1.56B
Avg YoY Growth+1.8%
Median YoY Growth+1.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — ibnr reserves?
- The Hartford Financial Services Group (HIG) reported workers' compensation — ibnr reserves of $1.56B in Q4 2025.
- What does workers' compensation — ibnr reserves mean?
- The estimated amount of money set aside for insurance claims that have happened but have not yet been filed.