Horace Mann Educators HMN Experience life — Deferred policy acquisition costs

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Questions, answered.

What is Horace Mann Educators's experience life — deferred policy acquisition costs?

Horace Mann Educators (HMN) reported experience life — deferred policy acquisition costs of $5.1M in Q1 2026.

How has Horace Mann Educators's experience life — deferred policy acquisition costs changed year-over-year?

Horace Mann Educators's experience life — deferred policy acquisition costs decreased by 5.6% year-over-year, from $5.4M to $5.1M.

What is the long-term trend for Horace Mann Educators's experience life — deferred policy acquisition costs?

Over 2 years (2023 to 2025), Horace Mann Educators's experience life — deferred policy acquisition costs has grown at a -3.6% compound annual growth rate (CAGR), from $22.9M to $21.3M.

What does experience life — deferred policy acquisition costs mean?

Represents the unamortized balance of costs directly associated with the acquisition of new life insurance policies. These costs are capitalized and amortized over the expected life of the policies to match expenses with related revenue recognition.