Products & Services · Deferred policy acquisition costs

Whole Life Insurance — Deferred policy acquisition costs

Cincinnati Financial Whole Life Insurance — Deferred policy acquisition costs increased by 1.8% to $56.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.7%, from $53.00M to $56.00M. Over 3 years (FY 2022 to FY 2025), Whole Life Insurance — Deferred policy acquisition costs shows an upward trend with a 9.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryCapital Allocation
SignalHigher is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026

How to read this metric

A growing balance suggests high sales activity, while a declining balance may indicate lower new business volume or faster amortization.

Detailed definition

This represents the unamortized portion of costs directly related to acquiring new insurance policies, such as agent com...

Peer comparison

Standard accounting asset for insurance companies; referred to as 'DAC'.

Metric ID: cinf_segment_whole_life_insurance_deferred_policy_acquisition_costs

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$38.00M$39.00M$40.00M$41.00M$43.00M$44.00M$45.00M$47.00M$48.00M$49.00M$50.00M$51.00M$52.00M$53.00M$53.00M$54.00M$55.00M$56.00M
QoQ Change+2.6%+2.6%+2.5%+4.9%+2.3%+2.3%+4.4%+2.1%+2.1%+2.0%+2.0%+2.0%+1.9%+0.0%+1.9%+1.9%+1.8%
YoY Change+13.2%+12.8%+12.5%+14.6%+11.6%+11.4%+11.1%+8.5%+8.3%+8.2%+6.0%+5.9%+5.8%+5.7%
Range$38.00M$56.00M
CAGR+9.6%
Avg YoY Growth+9.7%
Median YoY Growth+9.8%
Current Streak17+ quarters growth

Frequently Asked Questions

What is Cincinnati Financial's whole life insurance — deferred policy acquisition costs?
Cincinnati Financial (CINF) reported whole life insurance — deferred policy acquisition costs of $56.00M in Q1 2026.
How has Cincinnati Financial's whole life insurance — deferred policy acquisition costs changed year-over-year?
Cincinnati Financial's whole life insurance — deferred policy acquisition costs increased by 5.7% year-over-year, from $53.00M to $56.00M.
What is the long-term trend for Cincinnati Financial's whole life insurance — deferred policy acquisition costs?
Over 3 years (2022 to 2025), Cincinnati Financial's whole life insurance — deferred policy acquisition costs has grown at a 9.7% compound annual growth rate (CAGR), from $163.00M to $215.00M.
What does whole life insurance — deferred policy acquisition costs mean?
The portion of costs spent to acquire new customers that is spread out over the life of the insurance policy.