Horace Mann Educators HMN Term Life — Deferred policy acquisition costs

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Questions, answered.

What is Horace Mann Educators's term life — deferred policy acquisition costs?

Horace Mann Educators (HMN) reported term life — deferred policy acquisition costs of $35.9M in Q1 2026.

How has Horace Mann Educators's term life — deferred policy acquisition costs changed year-over-year?

Horace Mann Educators's term life — deferred policy acquisition costs increased by 4.1% year-over-year, from $34.5M to $35.9M.

What is the long-term trend for Horace Mann Educators's term life — deferred policy acquisition costs?

Over 2 years (2023 to 2025), Horace Mann Educators's term life — deferred policy acquisition costs has grown at a 5.2% compound annual growth rate (CAGR), from $126.7M to $140.1M.

What does term life — deferred policy acquisition costs mean?

Represents the unamortized balance of costs directly associated with the acquisition of new insurance policies, such as commissions and underwriting expenses. These costs are capitalized and amortized over the expected life of the policy to match expenses with related revenue recognition. This metric is a key indicator of the investment made in business growth and future profitability.