Horace Mann Educators HMN Group Disability — Outstanding prior to 2016

Similar metrics at other companies

METGroup Long-Term Disability — All outstanding liabilities for incurral years not separately stated, net of reinsurance

$1.46B-0.3%

UNMGroup Disability — Liability for Future Policy Benefit, Expected Future Gross Premium, Discounted, before Reinsurance

$0—

UNMGroup Disability — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change

452,000,000,000%-20,860,000,000pp

UNMGroup Disability — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment

$460.1M+1.7%

UNMGroup Disability — Less: Reinsurance recoverable related to future policy benefits

$23.8M-6.7%

UNMGroup Disability — Issuances

$0—

Questions, answered.

What is Horace Mann Educators's group disability — outstanding prior to 2016?

Horace Mann Educators (HMN) reported group disability — outstanding prior to 2016 of -$5.6M in Q4 2025.

What does group disability — outstanding prior to 2016 mean?

This metric identifies the remaining liability for claims originating from policy years prior to 2016 within the Group Disability segment. It highlights the long-tail nature of disability insurance and the company's ongoing exposure to legacy claims. Tracking this is important for assessing the runoff risk and the impact of older underwriting cycles on current financial results.