What is Horace Mann Educators's group disability — year one?

Horace Mann Educators (HMN) reported group disability — year one of 30.2% in Q4 2025.

What does group disability — year one mean?

Represents the total number of enrolled members in group disability insurance plans during the first year of the policy lifecycle. This metric tracks initial market penetration and customer acquisition success within the educator-focused disability product segment.

Horace Mann Educators HMN Group Disability — Year One

Similar metrics at other companies

UNMGroup Disability — Issuances

$0—

UNMGroup Disability — Gross premiums or assessments

$814.6M+4.5%

HIGGroup Insurance Policy — 1st Year

76.7%+0.9pp

METGroup Long-Term Disability — Short-duration Insurance Contracts, Historical Claims Duration, Year One

5.2%+0.2pp

UNMGroup Disability — Liability for Future Policy Benefit, Expected Future Gross Premium, Discounted, before Reinsurance

$0—

UNMGroup Disability — Capitalization

$16.3M+1.2%

Other financials

Income statement

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Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%

Enterprise value$2.61B+17.0%

P/E12.4×-2.6×

P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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What is Horace Mann Educators's group disability — year one?: Horace Mann Educators (HMN) reported group disability — year one of 30.2% in Q4 2025.
What does group disability — year one mean?: Represents the total number of enrolled members in group disability insurance plans during the first year of the policy lifecycle. This metric tracks initial market penetration and customer acquisition success within the educator-focused disability product segment.