Skip to content
Screener

Horace Mann Educators HMN Indexed Universal Life — Deferred policy acquisition cost amortization

Other product segments

Term Life
$800K+14.3%
Experience life
$100K0.0%
Limited-Pay Whole Life
$100K0.0%

Similar metrics at other companies

Security National Financial Corporation logo
SNFCAUniversal Life — Deferred Policy Acquisition Cost Amortization Expense
$66.02K-27.8%
Principal Financial Group logo
PFGUniversal Life — Deferred Policy Acquisition Cost Amortization Expense
$23.6M-0.4%
Ameriprise Financial logo
AMPIndexed Universal Life Insurance — Amortization of deferred acquisition costs
$4M0.0%
Fidelity National Financial logo
FNFUniversal Life — Deferred Policy Acquisition Costs, Amortization Expense
$16M+33.3%
F&G Annuities & Life logo
FGUniversal life — Deferred Policy Acquisition Costs, Amortization Expense
$16M+33.3%
Cincinnati Financial logo
CINFUniversal life — Deferred Policy Acquisition Costs, Amortization Expense
$0

Other financials

Income statement

See full
Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

See full
Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

See full
Operating cash flow$223.7M+70.4%

Valuation

See full
Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

See full
Net margin10.2%+1.7pp

Returns & leverage

See full
Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)Three Months Ended June 30, 2026 / Whole LifeThree Months Ended June 30, 2026 / Term LifeThree Months Ended June 30, 2026 / Experience LifeThree Months Ended June 30, 2026 / Limited-Pay Whole LifeThree Months Ended June 30, 2026 / Indexed Universal LifeThree Months Ended June 30, 2026 / Supplemental HealthThree Months Ended June 30, 2026 / Total Annuities
Balance, beginning of period$25.1$35.9$5.1$8.3$23.9$14.6$206.4
Capitalizations0.70.90.21.31.43.4
Amortization expense(0.3)(0.8)(0.1)(0.1)(0.3)(0.4)(4.1)
Experience adjustment(0.1)(0.4)
Balance, end of period$25.5$35.9$5.0$8.4$24.9$15.6$205.3
($ in millions)Three Months Ended June 30, 2025
Whole LifeTerm LifeExperience LifeLimited-Pay Whole LifeIndexed Universal LifeSupplemental HealthTotal Annuities
Balance, beginning of period$24.1$34.5$5.4$8.0$19.8$11.2$210.4

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization?
Horace Mann Educators (HMN) reported indexed universal life — deferred policy acquisition cost amortization of $300K in Q2 2026.
How has Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization changed year-over-year?
Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization decreased by 0.0% year-over-year, from $300K to $300K.
What is the long-term trend for Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization?
Over 4 years (2021 to 2025), Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization has grown at a 5.7% compound annual growth rate (CAGR), from $800K to $1M.
What does indexed universal life — deferred policy acquisition cost amortization mean?
This metric measures the periodic expense recognized as the previously capitalized acquisition costs are systematically charged against earnings for the Indexed Universal Life segment. It reflects the consumption of the asset created by initial policy acquisition efforts over the duration of the policyholder relationship. Monitoring this expense is essential for understanding the profitability and margin profile of the insurance product line.

Ask your AI about Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude