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Horace Mann Educators HMN Indexed Universal Life — Deferred policy acquisition cost amortization

Other product segments

Term Life
$700K-22.2%
Experience life
$100K0.0%
Limited-Pay Whole Life
$100K0.0%

Similar metrics at other companies

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BHFUniversal Life Insurance — Deferred Policy Acquisition Costs, Amortization Expense
$10M0.0%
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FGUniversal life — Deferred Policy Acquisition Costs, Amortization Expense
$16M+33.3%
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PFGUniversal Life — Deferred Policy Acquisition Cost Amortization Expense
$23.6M-0.8%
Ameriprise Financial logo
AMPIndexed Universal Life Insurance — Amortization of deferred acquisition costs
$4M0.0%
Cincinnati Financial logo
CINFUniversal life — Deferred Policy Acquisition Costs, Amortization Expense
$1M0.0%
Fidelity National Financial logo
FNFUniversal Life — Deferred Policy Acquisition Costs, Amortization Expense
$16M+33.3%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization?
Horace Mann Educators (HMN) reported indexed universal life — deferred policy acquisition cost amortization of $300K in Q1 2026.
How has Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization changed year-over-year?
Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization increased by 50.0% year-over-year, from $200K to $300K.
What is the long-term trend for Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization?
Over 4 years (2021 to 2025), Horace Mann Educators's indexed universal life — deferred policy acquisition cost amortization has grown at a 5.7% compound annual growth rate (CAGR), from $800K to $1M.
What does indexed universal life — deferred policy acquisition cost amortization mean?
This metric measures the periodic expense recognized as the previously capitalized acquisition costs are systematically charged against earnings for the Indexed Universal Life segment. It reflects the consumption of the asset created by initial policy acquisition efforts over the duration of the policyholder relationship. Monitoring this expense is essential for understanding the profitability and margin profile of the insurance product line.