Horace Mann Educators HMN Limited-Pay Whole Life — Lapses, expected experience

Similar metrics at other companies

CINFWhole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment

$8M-20.0%

AMPTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment

$20M-23.1%

BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment

$107M-28.7%

AMPTerm and Whole Life Insurance — Expected future benefit payments

$2.32B+2.0%

CINFWhole Life Insurance — Undiscounted expected future benefit payments

$1.76B+2.3%

APOWhole Life — Liability for Future Policy Benefit, Expected Net Premium, Original Discount Rate, before Cash Flow and Reinsurance

$1.3B+53.1%

Questions, answered.

What is Horace Mann Educators's limited-pay whole life — lapses, expected experience?

Horace Mann Educators (HMN) reported limited-pay whole life — lapses, expected experience of 3.6% in Q1 2026.

How has Horace Mann Educators's limited-pay whole life — lapses, expected experience changed year-over-year?

Horace Mann Educators's limited-pay whole life — lapses, expected experience decreased by 10.0% year-over-year, from 4% to 3.6%.

What is the long-term trend for Horace Mann Educators's limited-pay whole life — lapses, expected experience?

Over 3 years (2022 to 2025), Horace Mann Educators's limited-pay whole life — lapses, expected experience has grown at a -18.6% compound annual growth rate (CAGR), from 29.7% to 16%.

What does limited-pay whole life — lapses, expected experience mean?

The anticipated rate of policy terminations for the Limited-Pay Whole Life segment used in actuarial projections and financial modeling. This assumption is critical for estimating the long-term cash flows and the amortization of deferred policy acquisition costs. It provides the benchmark against which actual retention performance is measured.