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Horace Mann Educators HMN Property & Casualty — Benefits and claims expenses (excluding catastrophe losses)

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%
Enterprise value$2.61B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderBenefitsAndClaimsIncurredNetAdjusted.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's property & casualty — benefits and claims expenses (excluding catastrophe losses)?
Horace Mann Educators (HMN) reported property & casualty — benefits and claims expenses (excluding catastrophe losses) of $85.9M in Q1 2026.
How has Horace Mann Educators's property & casualty — benefits and claims expenses (excluding catastrophe losses) changed year-over-year?
Horace Mann Educators's property & casualty — benefits and claims expenses (excluding catastrophe losses) increased by 0.4% year-over-year, from $85.6M to $85.9M.
What is the long-term trend for Horace Mann Educators's property & casualty — benefits and claims expenses (excluding catastrophe losses)?
Over 3 years (2022 to 2025), Horace Mann Educators's property & casualty — benefits and claims expenses (excluding catastrophe losses) has grown at a -1.9% compound annual growth rate (CAGR), from $388M to $365.9M.
What does property & casualty — benefits and claims expenses (excluding catastrophe losses) mean?
The costs incurred from standard insurance claims, excluding volatile and unpredictable catastrophe events. This metric is critical for evaluating the underlying underwriting discipline and the accuracy of actuarial loss projections.