What does specialty health — outstanding prior to 2016 mean?

This metric represents the remaining unpaid claim liabilities originating from policy years prior to 2016 within the Specialty Health segment. It is used to monitor the long-tail development of older insurance contracts and the accuracy of historical reserve estimations.

Horace Mann Educators HMN Specialty Health — Outstanding prior to 2016

Similar metrics at other companies

WTMSpecialty — All outstanding liabilities before 2016, net of reinsurance

$1.1M+83.3%

ACGLSpecialty — All outstanding liabilities before 2016, net of reinsurance

3,500,000,000%+500,000,000pp

WTMSpecialty — Prior Year

-$6.8M-179%

WTMSpecialty — 2

26.8%-4.0pp

WTMSpecialty — 8

1.8%0.0pp

WTMSpecialty — 6

2.5%0.0pp

Other financials

Income statement

See full

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

See full

Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

See full

Operating cash flow$61.3M-56.5%

Valuation

See full

Market cap$2.04B+18.8%

Enterprise value$2.61B+17.0%

P/E12.4×-2.6×

P/S1.2×+0.1×

Profitability

See full

Net margin9.6%+2.6pp

Returns & leverage

See full

Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNetNotSeparatelyPresented.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's specialty health — outstanding prior to 2016?: Horace Mann Educators (HMN) reported specialty health — outstanding prior to 2016 of $0 in Q4 2025.
What does specialty health — outstanding prior to 2016 mean?: This metric represents the remaining unpaid claim liabilities originating from policy years prior to 2016 within the Specialty Health segment. It is used to monitor the long-tail development of older insurance contracts and the accuracy of historical reserve estimations.