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Horace Mann Educators HMN Supplemental health — Mortality / Morbidity, expected experience

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitMortalityRateExpectedExperience.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's supplemental health — mortality / morbidity, expected experience?
Horace Mann Educators (HMN) reported supplemental health — mortality / morbidity, expected experience of 27.6% in Q1 2026.
How has Horace Mann Educators's supplemental health — mortality / morbidity, expected experience changed year-over-year?
Horace Mann Educators's supplemental health — mortality / morbidity, expected experience increased by 3.0% year-over-year, from 26.8% to 27.6%.
What does supplemental health — mortality / morbidity, expected experience mean?
This metric represents the actuarially projected incidence of health-related claims or mortality events used to price supplemental health products and establish reserves. It serves as the baseline for evaluating the company's risk modeling accuracy and underwriting discipline.