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Horace Mann Educators HMN Term Life — Gross premiums or assessments

Other product segments

Experience life
$6.9M-6.8%
Limited-Pay Whole Life
$1.8M0.0%
SPIA (life contingent)
$200K-66.7%

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METWhole and Term Life & Endowments — Gross Premiums or Assessments (1)
$328M+11.6%
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$2.12B+34.6%
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AMPTerm and Whole Life Insurance — Gross Premiums
$43M0.0%
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CRBGLife Insurance — Gross premiums
$449M-1.3%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitGrossPremiumIncome.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life — gross premiums or assessments?
Horace Mann Educators (HMN) reported term life — gross premiums or assessments of $11.5M in Q1 2026.
How has Horace Mann Educators's term life — gross premiums or assessments changed year-over-year?
Horace Mann Educators's term life — gross premiums or assessments decreased by 1.7% year-over-year, from $11.7M to $11.5M.
What is the long-term trend for Horace Mann Educators's term life — gross premiums or assessments?
Over 3 years (2022 to 2025), Horace Mann Educators's term life — gross premiums or assessments has grown at a 3.8% compound annual growth rate (CAGR), from $42.4M to $47.4M.
What does term life — gross premiums or assessments mean?
The total amount of premiums collected or assessed from policyholders for term life insurance products before any deductions for reinsurance or expenses. This metric measures the top-line revenue generation and market demand for the term life segment. It is a fundamental indicator of the segment's growth and scale within the broader insurance portfolio.