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Horace Mann Educators HMN Term Life — Mortality / Morbidity, actual experience

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitMortalityRateActualExperience.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life — mortality / morbidity, actual experience?
Horace Mann Educators (HMN) reported term life — mortality / morbidity, actual experience of 0.4% in Q1 2026.
How has Horace Mann Educators's term life — mortality / morbidity, actual experience changed year-over-year?
Horace Mann Educators's term life — mortality / morbidity, actual experience increased by 300.0% year-over-year, from 0.1% to 0.4%.
What is the long-term trend for Horace Mann Educators's term life — mortality / morbidity, actual experience?
Over 3 years (2022 to 2025), Horace Mann Educators's term life — mortality / morbidity, actual experience has grown at a 37.9% compound annual growth rate (CAGR), from 0.8% to 2.1%.
What does term life — mortality / morbidity, actual experience mean?
The observed rate of mortality or morbidity events occurring within the term life insurance policyholder base during the reporting period. Comparing actual experience against actuarial assumptions is vital for identifying deviations in risk profiles. Significant variances may indicate a need to adjust pricing or reserve levels.