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Horace Mann Educators HMN Term Life — Mortality / Morbidity, expected experience

Similar metrics at other companies

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FNFTraditional Life — Mortality
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PRUTerm Life — Undiscounted expected future benefits and expenses
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PRUTerm Life — Liability for Future Policy Benefit, Expected Net Premium, before Reinsurance, after Discount Rate Change
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PRUTerm Life — Liability for Future Policy Benefit, Expected Net Premium, Original Discount Rate, before Cash Flow and Reinsurance
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KMPRTerm Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$57.5M-5.7%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitMortalityRateExpectedExperience.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life — mortality / morbidity, expected experience?
Horace Mann Educators (HMN) reported term life — mortality / morbidity, expected experience of 0.5% in Q1 2026.
How has Horace Mann Educators's term life — mortality / morbidity, expected experience changed year-over-year?
Horace Mann Educators's term life — mortality / morbidity, expected experience decreased by 0.0% year-over-year, from 0.5% to 0.5%.
What is the long-term trend for Horace Mann Educators's term life — mortality / morbidity, expected experience?
Over 3 years (2022 to 2025), Horace Mann Educators's term life — mortality / morbidity, expected experience has grown at a 26.9% compound annual growth rate (CAGR), from 2.2% to 4.5%.
What does term life — mortality / morbidity, expected experience mean?
The projected rate of mortality or morbidity events used by actuaries to price term life insurance products and establish reserve requirements. This baseline assumption reflects the company's long-term risk expectations for its insured population. It serves as the benchmark against which actual claims experience is measured.