Horace Mann Educators HMN Whole Life — Lapses, actual experience
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Where this comes from
Reported directly by Horace Mann Educators in its filing.
Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitLapseRateActualExperience.
The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Horace Mann Educators's whole life — lapses, actual experience?
- Horace Mann Educators (HMN) reported whole life — lapses, actual experience of 3.6% in Q1 2026.
- How has Horace Mann Educators's whole life — lapses, actual experience changed year-over-year?
- Horace Mann Educators's whole life — lapses, actual experience increased by 16.1% year-over-year, from 3.1% to 3.6%.
- What is the long-term trend for Horace Mann Educators's whole life — lapses, actual experience?
- Over 3 years (2022 to 2025), Horace Mann Educators's whole life — lapses, actual experience has grown at a 3.9% compound annual growth rate (CAGR), from 12.4% to 13.9%.
- What does whole life — lapses, actual experience mean?
- Measures the actual rate at which policyholders terminate their whole life insurance policies before maturity during the reporting period. High lapse rates can impact the profitability of the segment by reducing the duration of premium collection and affecting deferred acquisition cost recovery. It is a key metric for assessing customer retention and product value proposition.