Skip to content

Horace Mann Educators HMN Whole Life — Mortality / Morbidity, actual experience

Similar metrics at other companies

Fidelity National Financial logo
FNFTraditional Life — Mortality
1.6%-0.2pp
Apollo Global Management logo
APOWhole Life — Benefit payments
$88M+300%
Apollo Global Management logo
APOWhole Life — Future policy benefits
$2.32B+22.9%
F&G Annuities & Life logo
FGTraditional Life — Mortality rate
1.6%-0.2pp
Apollo Global Management logo
APOWhole Life — Expected future benefit payments, undiscounted
$11.48B+13.3%
Apollo Global Management logo
APOWhole Life — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change
$3.63B+31.5%

Other financials

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

See full
Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitMortalityRateActualExperience.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's whole life — mortality / morbidity, actual experience.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Horace Mann Educators's whole life — mortality / morbidity, actual experience?
Horace Mann Educators (HMN) reported whole life — mortality / morbidity, actual experience of 0.8% in Q1 2026.
How has Horace Mann Educators's whole life — mortality / morbidity, actual experience changed year-over-year?
Horace Mann Educators's whole life — mortality / morbidity, actual experience decreased by 20.0% year-over-year, from 1% to 0.8%.
What is the long-term trend for Horace Mann Educators's whole life — mortality / morbidity, actual experience?
Over 3 years (2022 to 2025), Horace Mann Educators's whole life — mortality / morbidity, actual experience has grown at a 4.1% compound annual growth rate (CAGR), from 3.1% to 3.5%.
What does whole life — mortality / morbidity, actual experience mean?
Reflects the actual observed mortality or morbidity rates among the whole life insurance policyholder base during the reporting period. Comparing this to expected experience helps identify deviations in claims frequency or severity. It is a primary indicator of underwriting performance and potential volatility in claims costs.