Horace Mann Educators HMN Percentage payout of incurred claims, year five

Percentage payout of incurred claims, year five at other companies

W.R. BerkleyWRB

13.5%+0.3pp

W.R. BerkleyWRB

16.4%+0.2pp

W.R. BerkleyWRB

9.1%+0.9pp

W.R. BerkleyWRB

11%+0.4pp

ASI

Ategrity Specialty Insurance Company HoldingsASIC

2.1%—

W.R. BerkleyWRB

7.4%+0.9pp

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Operating cash flow$61.3M-56.5%

Market cap$2.04B+18.8%

Enterprise value$2.61B+17.0%

P/E12.4×-2.6×

P/S1.2×+0.1×

Net margin9.6%+2.6pp

Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×