Where do Horace Mann Educators's ratios come from?

Every ratio is computed from Horace Mann Educators's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	9.6%+0.1pp	9.5%-0.3pp	9.8%+1.3pp	8.5%+1.5pp	7%+0.6pp
Returns
Return on equity	11.7%0.0pp	11.7%-0.3pp	12%+1.1pp	10.9%+1.9pp	9%+0.6pp
Return on invested capital	10%0.0pp	10%+0.4pp	9.5%+0.2pp	9.3%+1.4pp	7.9%+0.4pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0.4×0.0×	0.4×-0.2×	0.6×+0.2×	0.4×0.0×	0.4×0.0×
Net debt / EBITDA	2.1×0.0×	2.1×-0.9×	3×+0.9×	2.1×-0.4×	2.5×-0.2×
Per Share
Book value per share	$35.68+0.1%	$35.64+2.9%	$34.65+6.0%	$32.70+1.3%	$32.28+4.0%
Valuation
Market capitalization	$1.73B-8.1%	$1.88B+2.2%	$1.84B+5.2%	$1.75B+0.1%	$1.75B+9.2%
Price / earnings	10.5×-1.1×	11.6×+0.4×	11.2×-1.3×	12.5×-2.8×	15.3×-0.3×
Price / sales	1×-0.1×	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×+0.1×
Price / book	1.2×-0.1×	1.3×0.0×	1.3×0.0×	1.3×0.0×	1.3×+0.1×
EV / EBITDA	8.6×-0.6×	9.2×-0.7×	9.9×+0.4×	9.5×-1.5×	11.1×-0.1×
Dividend yield	3.3%+0.3pp	3%0.0pp	3.1%-0.1pp	3.2%0.0pp	3.2%-0.3pp

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Questions, answered.

Where do Horace Mann Educators's ratios come from?: Every ratio is computed from Horace Mann Educators's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.