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Hanover Bancorp HNVR Excess, ratio

Excess, ratio at other companies

Orange County Bancorp logo
Orange County BancorpOBT
$195.06M+3.6%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
$203.59M-3.4%
Camden National logo
Camden NationalCAC
$0.09+9.9%
KIN
Kingstone CompaniesKINS
$99.98M+1.6%
BGC Group, Inc. logo
BGC Group, Inc.BGC
$549.1M+25.6%
LPL Financial Holdings logo
LPL Financial HoldingsLPLA
34,994,000,000%-12,624,500,000pp

Other financials

Income statement

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Revenue$19.1M+4.1%
Net income$1.9M+23.2%
EPS (diluted)$0.25+25.0%

Balance sheet

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Cash & equivalents$194.4M+21.4%
Total debt$68.6M-56.4%
Total equity$201.4M+2.4%
Total assets$2.4B+3.5%

Cash flow

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Operating cash flow-$2.5M-985%
CapEx$184.0K-19.3%
Free cash flow-$2.7M-4,916%

Valuation

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Market cap$166.89M+7.6%
Enterprise value$41.02M-72.6%
P/E21.3×+7.7×
P/S2.3×+0.1×

Profitability

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Net margin10.6%-3.4pp
FCF margin12.7%+11.4pp

Returns & leverage

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Return on equity3.9%-1.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by Hanover Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ExcessCapitalToRiskWeightedAssets.

The official record: Hanover Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanover Bancorp's excess, ratio?
Hanover Bancorp (HNVR) reported excess, ratio of 10.5% in Q1 2026.
How has Hanover Bancorp's excess, ratio changed year-over-year?
Hanover Bancorp's excess, ratio decreased by 0.0% year-over-year, from 10.5% to 10.5%.
What is the long-term trend for Hanover Bancorp's excess, ratio?
Over 4 years (2021 to 2025), Hanover Bancorp's excess, ratio has grown at a 0.0% compound annual growth rate (CAGR), from 10.5% to 10.5%.
What does excess, ratio mean?
This metric represents the surplus capital held by the bank above the minimum regulatory requirements relative to its risk-weighted assets. It serves as a buffer to absorb potential losses and indicates the institution's financial resilience. A higher ratio suggests a stronger capital position and greater capacity for future lending or asset growth.