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Excess Capital at other companies

Orange County Bancorp logo
Orange County BancorpOBT
$195.06M+3.6%
LPL Financial Holdings logo
LPL Financial HoldingsLPLA
34,994,000,000%-12,624,500,000pp
BK
BKBK
$5.98B+33.0%
Orange County Bancorp logo
Orange County BancorpOBT
$155.55M+3.6%
Popular logo
PopularBPOP
$7.2B+3.3%
Virtu Financial logo
Virtu FinancialVIRT
8,787,900,000%+64,600,000pp

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ExcessCapital.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's excess capital?
Orange County Bancorp (OBT) reported excess capital of $195.06M in Q1 2026.
How has Orange County Bancorp's excess capital changed year-over-year?
Orange County Bancorp's excess capital increased by 3.6% year-over-year, from $188.37M to $195.06M.
What is the long-term trend for Orange County Bancorp's excess capital?
Over 5 years (2020 to 2025), Orange County Bancorp's excess capital has grown at a 12.0% compound annual growth rate (CAGR), from $110.12M to $193.71M.
What does excess capital mean?
The amount of regulatory capital held by the bank that exceeds the minimum requirements and any additional buffers. This capital represents the bank's capacity for growth, dividend payments, or share repurchases without compromising regulatory compliance. It is a vital metric for evaluating the bank's financial flexibility and capital deployment potential.