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Hope Bancorp HOPE Earned interest credit expense

Earned interest credit expense at other companies

Popular logo
PopularBPOP
$259.42M-12.9%
German American Bancorp logo
German American BancorpGABC
$24.7M-8.6%
First BanCorp logo
First BanCorpFBP
$7.06M-2.7%
BK
BKBK
$4.45B-10.3%
PNC Financial Services logo
PNC Financial ServicesPNC
$1.74B-4.0%
Ameriprise Financial logo
Ameriprise FinancialAMP
$74M-41.7%

Other financials

Income statement

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Revenue$141.0M+21.0%
Net income$29.5M+40.0%
EPS (diluted)$0.23+35.3%

Balance sheet

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Cash & equivalents$594.8M-18.9%
Total debt$453.6M+80.8%
Total equity$2.3B+5.7%
Total assets$18.7B+9.3%

Cash flow

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Operating cash flow$13.8M-48.2%
CapEx$2.0M-24.4%
Free cash flow$11.8M-50.8%

Valuation

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Market cap$1.71B+13.3%
Enterprise value$1.57B+65.1%
P/E24.5×+8.5×
P/S3.3×0.0×

Profitability

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Net margin13.4%-6.9pp
FCF margin26.6%+4.5pp

Returns & leverage

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Return on equity3.2%-1.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Hope Bancorp in its filing.

Tagged under the XBRL concept hope:EarningsCreditRebate.

The official record: Hope Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hope Bancorp's earned interest credit expense?
Hope Bancorp (HOPE) reported earned interest credit expense of $2.38M in Q1 2026.
How has Hope Bancorp's earned interest credit expense changed year-over-year?
Hope Bancorp's earned interest credit expense decreased by 22.8% year-over-year, from $3.09M to $2.38M.
What is the long-term trend for Hope Bancorp's earned interest credit expense?
Over 3 years (2022 to 2025), Hope Bancorp's earned interest credit expense has grown at a 5.6% compound annual growth rate (CAGR), from $11M to $12.95M.
What does earned interest credit expense mean?
The cost associated with earnings credits provided to commercial deposit customers, which offset service fees based on their average account balances. This represents a form of interest expense or fee waiver used to incentivize higher deposit levels.