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Interest Expense, Deposits

PNC Financial Services Interest Expense, Deposits decreased by 6.9% to $1.74B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.0%, from $1.81B to $1.74B. Over 4 years (FY 2021 to FY 2025), Interest Expense, Deposits shows an upward trend with a 177.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026May 5, 2026

How to read this metric

An increase often signals rising market interest rates or a strategic decision to attract more deposit funding.

Detailed definition

This metric measures the interest costs paid to depositors for maintaining funds in interest-bearing accounts. It is a c...

Peer comparison

Standard metric across the banking industry as 'Interest Expense on Deposits'.

Metric ID: other_interest_expense_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$30M$29M$27M$27M$88M$340M$812M$1.29B$1.53B$1.79B$2B$2.08B$2.08B$2.23B$2.01B$1.81B$1.85B$1.98B$1.86B$1.74B
QoQ Change-3.3%-6.9%+0.0%+225.9%+286.4%+138.8%+59.0%+18.6%+17.0%+11.3%+4.1%+0.3%+7.0%-9.9%-10.0%+2.0%+7.3%-5.9%-6.9%
YoY Change+193.3%>999%>999%>999%>999%+427.1%+145.7%+60.9%+36.1%+24.4%+0.8%-13.0%-11.5%-11.2%-7.3%-4.0%
Range$27M$2.23B
CAGR+135.0%
Avg YoY Growth+696.4%
Median YoY Growth+48.5%
Current Streak2 quarters decline

Frequently Asked Questions

What is PNC Financial Services's interest expense, deposits?
PNC Financial Services (PNC) reported interest expense, deposits of $1.74B in Q1 2026.
How has PNC Financial Services's interest expense, deposits changed year-over-year?
PNC Financial Services's interest expense, deposits decreased by 4.0% year-over-year, from $1.81B to $1.74B.
What is the long-term trend for PNC Financial Services's interest expense, deposits?
Over 4 years (2021 to 2025), PNC Financial Services's interest expense, deposits has grown at a 177.7% compound annual growth rate (CAGR), from $126M to $7.5B.
What does interest expense, deposits mean?
Total interest paid to customers on their deposit accounts.