Skip to content
Screener

Independent Bank Corporation IBCP Other Deposit Related Income — Revenue from contracts with customers

Other product segments

Interchange income
$3.58M+5.5%
Overdraft fees
$2.21M+0.7%
Account service charges
$768K+14.1%
Asset management revenue
$435K+11.5%
Transaction based revenue
$429K+2.1%
ATM fees
$382K-4.7%
Other
$156K-7.7%

Similar metrics at other companies

California Water Service Group logo
CWTNon-regulated revenue from contracts with customers — Revenue from contracts with customers
$4.64M+2.7%
Ameriprise Financial logo
AMPOther revenues — Revenue from contracts with customers
$83M+12.2%
Washington Trust Bancorp logo
WASHOther Income — Revenue from contracts with customers
$291K+1.4%
Xcel Energy logo
XELOther — Revenue from contracts with customers
$62M-8.8%
Ally Financial logo
ALLYOther — Revenue from contracts with customers
$7M0.0%
Webster Financial Corporation logo
WBSOther — Revenue from contracts with customers
$10.93M+33.3%

Other financials

Income statement

See full
Revenue$63.2M+13.0%
Net income$18.8M+11.4%
EPS (diluted)$0.90+11.1%

Balance sheet

See full
Cash & equivalents$165.5M+13.2%
Total debt$7.0M+0.5%
Total equity$528.4M+12.6%
Total assets$5.7B+4.5%

Cash flow

See full
Operating cash flow$20.3M+5.7%
CapEx$3.6M+56.3%
Free cash flow$16.7M-1.1%

Valuation

See full
Market cap$844.24M+33.2%
Enterprise value$685.83M+38.7%
P/E11.8×+2.0×
P/S3.6×+0.7×

Profitability

See full
Net margin30.2%+1.2pp
FCF margin16%-12.2pp

Returns & leverage

See full
Return on equity14.4%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000039311-26-000061
Three months ending June 30, 2026Service Chargeson Deposit Accounts / (In thousands)Other Deposit Related Income / (In thousands)Interchange Income / (In thousands)Investmentand Insurance Commissions / (In thousands)Total / (In thousands)
Interchange income3,5763,576
Asset management revenue435435
Transaction based revenue429429
Total$3,100$664$3,576$864$8,204
Reconciliation to interim Condensed Consolidated Statement of Operations:
Non-interest income - other:
Other deposit related income$664
Investment and insurance commissions864

Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20

FAQ

What is Independent Bank Corporation's other deposit related income — revenue from contracts with customers?
Independent Bank Corporation (IBCP) reported other deposit related income — revenue from contracts with customers of $664K in Q2 2026.
How has Independent Bank Corporation's other deposit related income — revenue from contracts with customers changed year-over-year?
Independent Bank Corporation's other deposit related income — revenue from contracts with customers decreased by 4.7% year-over-year, from $697K to $664K.
What is the long-term trend for Independent Bank Corporation's other deposit related income — revenue from contracts with customers?
Over 4 years (2021 to 2025), Independent Bank Corporation's other deposit related income — revenue from contracts with customers has grown at a 4.2% compound annual growth rate (CAGR), from $2.28M to $2.68M.
What does other deposit related income — revenue from contracts with customers mean?
This metric represents non-interest income generated from deposit account services, including transaction-based fees like ATM usage, stop payments, and ACH processing, alongside recurring monthly account maintenance charges. It reflects the bank's ability to monetize core deposit relationships through service-based performance obligations. This revenue stream serves as a key indicator of customer engagement and the bank's success in capturing fee-based income from its retail and commercial deposit base.

Ask your AI about Independent Bank Corporation's other deposit related income — revenue from contracts with customers.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude