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Independent Bank Corporation IBCP Net (Increase) Decrease of Portfolio Loans, Originated net of Principal Payments

Net (Increase) Decrease of Portfolio Loans, Originated net of Principal Payments at other companies

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Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.37M+16.4%
Enterprise value$565.68M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:NetIncreaseDecreaseOfPortfolioLoansOriginatedNetOfPrincipalPayments.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's net (increase) decrease of portfolio loans, originated net of principal payments?
Independent Bank Corporation (IBCP) reported net (increase) decrease of portfolio loans, originated net of principal payments of $35.4M in Q1 2026.
How has Independent Bank Corporation's net (increase) decrease of portfolio loans, originated net of principal payments changed year-over-year?
Independent Bank Corporation's net (increase) decrease of portfolio loans, originated net of principal payments decreased by 15.6% year-over-year, from $41.95M to $35.4M.
What is the long-term trend for Independent Bank Corporation's net (increase) decrease of portfolio loans, originated net of principal payments?
Over 4 years (2021 to 2025), Independent Bank Corporation's net (increase) decrease of portfolio loans, originated net of principal payments has grown at a 6.2% compound annual growth rate (CAGR), from $205.54M to $261.13M.
What does net (increase) decrease of portfolio loans, originated net of principal payments mean?
This metric measures the net change in the bank's loan portfolio, calculated as new loan originations minus principal repayments received. It is a primary indicator of the bank's organic loan growth and its appetite for expanding its interest-earning asset base. A net increase signifies active lending expansion, while a net decrease suggests portfolio contraction or high repayment velocity.