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Independent Bank Corporation IBCP Unrealized loss on securities HTM transferred from AFS

Unrealized loss on securities HTM transferred from AFS at other companies

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$127K+98.4%
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$997K
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-$2.6B+13.3%
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$5K-70.6%
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Provident Financial ServicesPFS
$625K
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National Bank HoldingsNBHC
$13.75M-37.1%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:DeferredTaxAssetDebtSecuritiesHeldToMaturityTransferredFromAvailableForSaleUnrealizedLoss.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's unrealized loss on securities HTM transferred from AFS?
Independent Bank Corporation (IBCP) reported unrealized loss on securities HTM transferred from AFS of $2.73M in Q4 2025.
How has Independent Bank Corporation's unrealized loss on securities HTM transferred from AFS changed year-over-year?
Independent Bank Corporation's unrealized loss on securities HTM transferred from AFS decreased by 19.7% year-over-year, from $3.4M to $2.73M.
What does unrealized loss on securities HTM transferred from AFS mean?
This metric captures the deferred tax impact of unrealized losses on debt securities that were reclassified from available-for-sale to held-to-maturity. It tracks the tax-effected portion of valuation adjustments that remain on the balance sheet despite the change in accounting intent. Monitoring this helps investors assess the tax basis of long-term investment holdings.