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Independent Bank Corporation IBCP Escrow deposit

Escrow deposit at other companies

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Financial InstitutionsFISI
$4.9M0.0%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:EscrowDeposit.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's escrow deposit?
Independent Bank Corporation (IBCP) reported escrow deposit of $26.2M in Q4 2025.
How has Independent Bank Corporation's escrow deposit changed year-over-year?
Independent Bank Corporation's escrow deposit decreased by 10.9% year-over-year, from $29.4M to $26.2M.
What is the long-term trend for Independent Bank Corporation's escrow deposit?
Over 5 years (2020 to 2025), Independent Bank Corporation's escrow deposit has grown at a -8.3% compound annual growth rate (CAGR), from $40.5M to $26.2M.
What does escrow deposit mean?
The total balance of funds held in escrow accounts on behalf of customers, typically for property taxes and insurance related to mortgage loans. These deposits represent a stable, low-cost source of funding for the bank. Growth in this metric often correlates with an increase in the bank's mortgage servicing portfolio.