Skip to content

Independent Bank Corporation IBCP Loan commitments to directors and executive officers

Loan commitments to directors and executive officers at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
$3.71B+35.9%
BancFirst Corporation logo
BancFirst CorporationBANF
$40.12M+102%
Heritage Financial logo
Heritage FinancialHFWA
$0
Falcon's Beyond Global logo
Falcon's Beyond GlobalFBYD
$6.3M
Dime Community Bancshares
 logo
Dime Community Bancshares DCOM
$115.8M+48.8%
Trustco Bank Corp logo
Trustco Bank CorpTRST
$425K-73.4%

Other financials

Income statement

See full
Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

See full
Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

See full
Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

See full
Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

See full
Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

See full
Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:LoansAndLeasesReceivableLoanCommitmentsRelatedParties.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Independent Bank Corporation's loan commitments to directors and executive officers.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Independent Bank Corporation's loan commitments to directors and executive officers?
Independent Bank Corporation (IBCP) reported loan commitments to directors and executive officers of $1.34M in Q4 2025.
How has Independent Bank Corporation's loan commitments to directors and executive officers changed year-over-year?
Independent Bank Corporation's loan commitments to directors and executive officers decreased by 3.6% year-over-year, from $1.39M to $1.34M.
What is the long-term trend for Independent Bank Corporation's loan commitments to directors and executive officers?
Over 5 years (2020 to 2025), Independent Bank Corporation's loan commitments to directors and executive officers has grown at a -5.1% compound annual growth rate (CAGR), from $1.74M to $1.34M.
What does loan commitments to directors and executive officers mean?
This represents the total volume of undrawn loan commitments extended to directors and executive officers. It measures the potential future credit exposure the bank has to its own leadership team. Investors monitor this to assess the bank's governance standards and the potential for future credit risk concentration.