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Independent Bank Corporation IBCP Loans And Leases Receivable Related Parties

Loans And Leases Receivable Related Parties at other companies

Financial Institutions logo
Financial InstitutionsFISI
$39.74M-0.8%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$18.47M+121%
Heritage Financial logo
Heritage FinancialHFWA
$6.16M-4.6%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.37M+16.4%
Enterprise value$565.68M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:LoansAndLeasesReceivableRelatedParties.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's loans and leases receivable related parties?
Independent Bank Corporation (IBCP) reported loans and leases receivable related parties of $3.88M in Q4 2025.
How has Independent Bank Corporation's loans and leases receivable related parties changed year-over-year?
Independent Bank Corporation's loans and leases receivable related parties decreased by 1.4% year-over-year, from $3.94M to $3.88M.
What is the long-term trend for Independent Bank Corporation's loans and leases receivable related parties?
Over 5 years (2020 to 2025), Independent Bank Corporation's loans and leases receivable related parties has grown at a 9.9% compound annual growth rate (CAGR), from $2.42M to $3.88M.
What does loans and leases receivable related parties mean?
This represents the total outstanding balance of loans and leases extended to directors, executive officers, or their affiliates. It is a key indicator of potential conflicts of interest and credit risk concentration within the bank's lending portfolio. Regulatory scrutiny often focuses on these balances to ensure they are made on substantially the same terms as those for non-related parties.