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Independent Bank Corporation IBCP Maximum number of consecutive quarterly losses recorded for profitability requirement

Maximum number of consecutive quarterly losses recorded for profitability requirement at other companies

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Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:MaximumNumberOfConsecutiveQuarterlyLossesRecordedForProfitabilityRequirement.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's maximum number of consecutive quarterly losses recorded for profitability requirement?
Independent Bank Corporation (IBCP) reported maximum number of consecutive quarterly losses recorded for profitability requirement of 4 in Q4 2025.
How has Independent Bank Corporation's maximum number of consecutive quarterly losses recorded for profitability requirement changed year-over-year?
Independent Bank Corporation's maximum number of consecutive quarterly losses recorded for profitability requirement decreased by 0.0% year-over-year, from 4 to 4.
What is the long-term trend for Independent Bank Corporation's maximum number of consecutive quarterly losses recorded for profitability requirement?
Over 5 years (2020 to 2025), Independent Bank Corporation's maximum number of consecutive quarterly losses recorded for profitability requirement has grown at a 0.0% compound annual growth rate (CAGR), from 4 to 4.
What does maximum number of consecutive quarterly losses recorded for profitability requirement mean?
The maximum count of consecutive fiscal quarters in which the bank has reported a net loss, often used as a benchmark for internal profitability requirements or debt covenants. This metric serves as a measure of historical earnings stability and operational resilience. It is a critical indicator for assessing the bank's long-term financial health and management performance.