What is Independent Bank Corporation's time deposits?

Independent Bank Corporation (IBCP) reported time deposits of $793.74M in Q4 2025.

How has Independent Bank Corporation's time deposits changed year-over-year?

Independent Bank Corporation's time deposits decreased by 6.4% year-over-year, from $847.9M to $793.74M.

What is the long-term trend for Independent Bank Corporation's time deposits?

Over 5 years (2020 to 2025), Independent Bank Corporation's time deposits has grown at a 12.6% compound annual growth rate (CAGR), from $439.02M to $793.74M.

Independent Bank Corporation IBCP Time Deposits

Time Deposits at other companies

Financial InstitutionsFISI

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Great Southern BancorpGSBC

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Independent Bank CorpINDB

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Equity BancsharesEQBK

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Customers BancorpCUBI

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SMB

SmartFinancialSMBK

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Other financials

Income statement

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Revenue$58.9M+8.9%

Net income$16.9M+8.2%

EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%

Total debt$7.2M+13.4%

Total equity$510.6M+9.3%

Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%

CapEx$4.6M+311%

Free cash flow-$13.8M-176%

Valuation

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Market cap$733.37M+16.4%

Enterprise value$565.68M+11.3%

P/E10.5×+1.0×

P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp

FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's time deposits?: Independent Bank Corporation (IBCP) reported time deposits of $793.74M in Q4 2025.
How has Independent Bank Corporation's time deposits changed year-over-year?: Independent Bank Corporation's time deposits decreased by 6.4% year-over-year, from $847.9M to $793.74M.
What is the long-term trend for Independent Bank Corporation's time deposits?: Over 5 years (2020 to 2025), Independent Bank Corporation's time deposits has grown at a 12.6% compound annual growth rate (CAGR), from $439.02M to $793.74M.