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Independent Bank Corporation IBCP Aggregate amount of time deposits of $0.25 million or more

Aggregate amount of time deposits of $0.25 million or more at other companies

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Banner CorporationBANR
$528.1M+8.3%
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Bank of HawaiiBOH
$1.68B-11.6%
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Community Financial SystemCBU
$548.48M-18.5%
Dime Community Bancshares
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Dime Community Bancshares DCOM
$130.7M+40.1%
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Trustco Bank CorpTRST
$602.6M+7.4%
Tompkins Financial logo
Tompkins FinancialTMP
$551.9M+18.5%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:TimeDeposits250000OrMore.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's aggregate amount of time deposits of $0.25 million or more?
Independent Bank Corporation (IBCP) reported aggregate amount of time deposits of $0.25 million or more of $223.4M in Q4 2025.
How has Independent Bank Corporation's aggregate amount of time deposits of $0.25 million or more changed year-over-year?
Independent Bank Corporation's aggregate amount of time deposits of $0.25 million or more increased by 5.7% year-over-year, from $211.4M to $223.4M.
What is the long-term trend for Independent Bank Corporation's aggregate amount of time deposits of $0.25 million or more?
Over 5 years (2020 to 2025), Independent Bank Corporation's aggregate amount of time deposits of $0.25 million or more has grown at a 34.9% compound annual growth rate (CAGR), from $50M to $223.4M.
What does aggregate amount of time deposits of $0.25 million or more mean?
This metric tracks the aggregate balance of time deposits that exceed the standard regulatory insurance limit per depositor. These deposits are often considered more rate-sensitive and less stable than fully insured deposits. High concentrations of these large-denomination deposits may indicate increased liquidity risk during periods of market volatility.