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Independent Bank Corporation IBCP Amount that if recognized, would affect the effective tax rate or regulatory liability

Amount that if recognized, would affect the effective tax rate or regulatory liability at other companies

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$415M-27.6%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate.

The official record: Independent Bank Corporation’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's amount that if recognized, would affect the effective tax rate or regulatory liability?
Independent Bank Corporation (IBCP) reported amount that if recognized, would affect the effective tax rate or regulatory liability of $40K in Q4 2025.
How has Independent Bank Corporation's amount that if recognized, would affect the effective tax rate or regulatory liability changed year-over-year?
Independent Bank Corporation's amount that if recognized, would affect the effective tax rate or regulatory liability decreased by 0.0% year-over-year, from $40K to $40K.
What is the long-term trend for Independent Bank Corporation's amount that if recognized, would affect the effective tax rate or regulatory liability?
Over 5 years (2020 to 2025), Independent Bank Corporation's amount that if recognized, would affect the effective tax rate or regulatory liability has grown at a 0.0% compound annual growth rate (CAGR), from $40K to $40K.