Where do Independent Bank Corporation's ratios come from?

Every ratio is computed from Independent Bank Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	30.3%+0.7pp	30.4%+0.4pp	29.8%+0.3pp	29%-1.8pp	29.6%+0.2pp
Free cash flow margin	16.6%-7.1pp	31.1%+6.3pp	33.2%+5.5pp	33.7%+2.5pp	23.7%-8.4pp
Returns
Return on equity	14.3%-0.8pp	14.3%-1.2pp	14.5%-0.5pp	14.4%-1.9pp	15%-0.8pp
Return on assets	1.3%0.0pp	1.3%0.0pp	1.3%+0.1pp	1.2%-0.1pp	1.3%+0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$733.37M+16.4%	$673.11M-7.5%	$641.48M-8.0%	$653.33M+15.8%	$645.75M+21.9%
Enterprise value	$565.68M+11.3%	$542.25M-11.7%	$439.51M-24.5%	$514.18M+44.1%	$523.97M+39.7%
Price / earnings	10.5×+1.0×	9.8×-1.1×	9.4×-1.9×	10.1×+1.5×	9.7×+1.2×
Price / sales	3.2×+0.4×	3×-0.3×	2.8×-0.5×	2.9×+0.3×	2.9×+0.4×
Price / book	1.4×+0.1×	1.3×-0.3×	1.3×-0.2×	1.4×+0.1×	1.4×+0.1×
EV / sales	2.5×+0.2×	2.4×-0.4×	1.9×-0.9×	2.3×+0.6×	2.3×+0.6×
Free cash flow yield	5.2%-3.2pp	10.4%+2.8pp	11.9%+3.5pp	11.5%-0.3pp	8.2%-4.5pp
Earnings yield	9.5%-1.0pp	10.2%+1.0pp	10.7%+1.8pp	9.9%-1.8pp	10.3%-1.4pp
Dividend yield	3%-0.3pp	3.2%+0.5pp	3.3%+0.5pp	3.2%-0.3pp	3.2%-0.5pp
PEG ratio	2×+0.7×	3.7×+2.9×	0.9×-3.2×	——	1.4×0.0×

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Where do Independent Bank Corporation's ratios come from?: Every ratio is computed from Independent Bank Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.