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First Internet Bancorp INBK Q1 2026 earnings

Reported April 30, 2026 · After market close

Revenue$43.1MMiss by $2.6M
EPS$0.29Beat by $0.21
Revenue estimate$45.7M
EPS estimate$0.08

Next report

Oct 28, 2026 (in a month)
Revenue estimate$45.8M
EPS estimate$0.80

Financials

Q1 2026

Income statement

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Revenue$43.1M+21.4%
Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$177.65M—
Enterprise value-$183.25M—
P/S1.4×—

Profitability

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FCF margin36.1%—

Returns & leverage

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Debt / equity0.7×-0.4×

Segments

By product

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Service charges and fees$844.0K+218%
Loan servicing asset revaluation-$1.1M+10.2%

FAQ

When did First Internet Bancorp report Q1 2026 earnings?
First Internet Bancorp (INBK) reported Q1 2026 earnings on April 30, 2026 after market close.
What were First Internet Bancorp's Q1 2026 revenue and EPS?
First Internet Bancorp reported revenue of $43.1M and eps of $0.29 for Q1 2026.
Did First Internet Bancorp beat estimates in Q1 2026?
Revenue missed the consensus estimate of $45.7M by $2.6M. EPS beat the consensus estimate of $0.08 by $0.21.
How did First Internet Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 26.8% from $34.0M a year earlier and eps grew 163.6% from $0.11.
Where can I find First Internet Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001562463-26-000040) and the 10-Q periodic report (0001562463-26-000046) directly on SEC EDGAR. The filing index links above go to sec.gov.