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First Internet Bancorp INBK Q3 2025 earnings

Reported October 22, 2025 · After market close

Revenue$57.9MBeat by $24.9M
EPS-$1.43Miss by $2.09
Revenue estimate$33.0M
EPS estimate$0.66

Next report

Oct 28, 2026 (in a month)
Revenue estimate$45.8M
EPS estimate$0.80

Financials

Q3 2025

Income statement

See full
Revenue$5.7M-83.1%
Net income-$41.6M-695%
EPS (diluted)-$4.76-695%

Balance sheet

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Cash & equivalents$787.7M+10.6%
Total debt$252.0M-51.2%
Total equity$352.2M-8.6%
Total assets$5.6B-3.2%

Cash flow

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Operating cash flow$37.1M+11,100%
CapEx$106.0K-82.4%
Free cash flow$37.0M—

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$195.43M—
Enterprise value-$340.25M—
P/S1.7×—

Profitability

See full
Net margin-29%-47.0pp

Returns & leverage

See full
Return on equity-9%-15.0pp
Debt / equity0.7×-0.6×

Segments

By product

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Service charges and fees$369.0K+50.6%
Loan servicing asset revaluation-$1.3M-57.4%

FAQ

When did First Internet Bancorp report Q3 2025 earnings?
First Internet Bancorp (INBK) reported Q3 2025 earnings on October 22, 2025 after market close.
What were First Internet Bancorp's Q3 2025 revenue and EPS?
First Internet Bancorp reported revenue of $57.9M and eps of $-1.43 for Q3 2025.
Did First Internet Bancorp beat estimates in Q3 2025?
Revenue beat the consensus estimate of $33.0M by $24.9M. EPS missed the consensus estimate of $0.66 by $2.09.
How did First Internet Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 79.2% from $32.3M a year earlier.
Where can I find First Internet Bancorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001562463-25-000103) and the 10-Q periodic report (0001562463-25-000109) directly on SEC EDGAR. The filing index links above go to sec.gov.