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First Internet Bancorp INBK Q2 2026 earnings

Reported July 30, 2026 · After market close

Revenue$41.1MMiss by $2.7M
EPS$0.27Beat by $0.12
Revenue estimate$43.8M
EPS estimate$0.15
“Like most start-ups, our early days were challenging. But we built our success — and transformed the banking industry — by staying true to our roots as innovators and trailblazers. Today, we bring the same passion and creativity to every interaction you have with First Internet Bank — we want to empower you to bank on your own ideas.”
CHAIRMAN AND

Next report

Oct 28, 2026 (in a month)
Revenue estimate$45.8M
EPS estimate$0.80

Financials

Q2 2026

Income statement

See full
Revenue$41.1M+22.6%
Net income$2.4M+1,126%
EPS (diluted)$0.27+1,250%

Balance sheet

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Cash & equivalents$411.0M-7.9%
Total debt$239.1M-10.2%
Total equity$363.5M-6.8%
Total assets$5.6B-8.5%

Cash flow

See full
Operating cash flow$24.3M+127%
CapEx$21.0K-96.8%
Free cash flow$24.3M+127%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$249.08M+19.8%
Enterprise value$77.23M+177%
P/S1.9×+0.4×

Profitability

See full
FCF margin121.5%—

Returns & leverage

See full
Debt / equity0.7×0.0×

Segments

By product

See full
Service charges and fees$1.1M+300%
Loan servicing asset revaluation-$1.6M-36.9%

FAQ

When did First Internet Bancorp report Q2 2026 earnings?
First Internet Bancorp (INBK) reported Q2 2026 earnings on July 30, 2026 after market close.
What were First Internet Bancorp's Q2 2026 revenue and EPS?
First Internet Bancorp reported revenue of $41.1M and eps of $0.27 for Q2 2026.
Did First Internet Bancorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $43.8M by $2.7M. EPS beat the consensus estimate of $0.15 by $0.12.
How did First Internet Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 28.3% from $32.0M a year earlier and eps grew 1250.0% from $0.02.
Where can I find First Internet Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001562463-26-000083) and the 10-Q periodic report (0001562463-26-000088) directly on SEC EDGAR. The filing index links above go to sec.gov.