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First Internet Bancorp INBK Loan-related expense

Loan-related expense at other companies

Customers Bancorp logo
Customers BancorpCUBI
$3.86M-16.7%
Origin Bancorp logo
Origin BancorpOBK
$895K+49.4%
Capital Bancorp logo
Capital BancorpCBNK
$1.38M+86.1%

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Reported directly by First Internet Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: First Internet Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's loan-related expense?
First Internet Bancorp (INBK) reported loan-related expense of $2.18M in Q1 2026.
How has First Internet Bancorp's loan-related expense changed year-over-year?
First Internet Bancorp's loan-related expense increased by 42.3% year-over-year, from $1.53M to $2.18M.
What is the long-term trend for First Internet Bancorp's loan-related expense?
Over 4 years (2021 to 2025), First Internet Bancorp's loan-related expense has grown at a 33.5% compound annual growth rate (CAGR), from $2.11M to $6.71M.
What does loan-related expense mean?
Represents the direct costs associated with originating, underwriting, and servicing loans. Tracking this expense helps evaluate the operational efficiency of the bank's lending platform and the scalability of its credit operations.