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First Internet Bancorp INBK Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
Live Oak Bancshares logo
Live Oak BancsharesLOB
$20.1M-30.6%
Bank First Corporation logo
Bank First CorporationBFC
$0+100%
Southern First Bancshares logo
Southern First BancsharesSFST
$1.3M+73.3%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$2.96M+11.3%
First Financial Bankshares logo
First Financial BanksharesFFIN
$2.29M-35.1%

Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Reported directly by First Internet Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: First Internet Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's provision for credit losses?
First Internet Bancorp (INBK) reported provision for credit losses of $16.31M in Q1 2026.
How has First Internet Bancorp's provision for credit losses changed year-over-year?
First Internet Bancorp's provision for credit losses increased by 36.6% year-over-year, from $11.93M to $16.31M.
What is the long-term trend for First Internet Bancorp's provision for credit losses?
Over 3 years (2022 to 2025), First Internet Bancorp's provision for credit losses has grown at a 144.0% compound annual growth rate (CAGR), from $4.98M to $72.31M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.