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Independent Bank Corp INDB Change In Unamortized Net Loan Costs And Premiums

Change In Unamortized Net Loan Costs And Premiums at other companies

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Other financials

Income statement

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Revenue$252.7M+41.9%
Net income$79.9M+79.9%
EPS (diluted)$1.63+56.7%

Balance sheet

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Cash & equivalents$729.0M+1.7%
Total debt$776.3M-9.7%
Total equity$3.5B+16.8%
Total assets$24.8B+24.6%

Cash flow

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Operating cash flow$117.2M+779%
CapEx$5.6M+176%
Free cash flow$111.6M+887%

Valuation

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Market cap$3.91B+36.8%
Enterprise value$3.96B+31.6%
P/E16.3×+1.1×
P/S4.2×+0.1×

Profitability

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Net margin25.8%-1.1pp
FCF margin36.4%+11.5pp

Returns & leverage

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Return on equity7.3%+0.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Independent Bank Corp in its filing.

Tagged under the XBRL concept indb:ChangeInUnamortizedNetLoanCostsAndPremiums.

The official record: Independent Bank Corp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corp's change in unamortized net loan costs and premiums?
Independent Bank Corp (INDB) reported change in unamortized net loan costs and premiums of $315K in Q1 2026.
How has Independent Bank Corp's change in unamortized net loan costs and premiums changed year-over-year?
Independent Bank Corp's change in unamortized net loan costs and premiums decreased by 6.8% year-over-year, from $338K to $315K.
What is the long-term trend for Independent Bank Corp's change in unamortized net loan costs and premiums?
Over 4 years (2021 to 2025), Independent Bank Corp's change in unamortized net loan costs and premiums has grown at a -46.8% compound annual growth rate (CAGR), from $24.79M to $1.98M.
What does change in unamortized net loan costs and premiums mean?
This represents the non-cash adjustment to net income reflecting changes in the unamortized portion of loan origination costs and premiums. It accounts for the difference between the cash paid or received at origination and the amount recognized as interest income over the life of the loan. Monitoring this helps investors understand how loan accounting adjustments impact reported operating cash flows.