Independent Bank Corp INDB Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 25.8%+1.9pp | 23.9%+0.9pp | 23%-3.4pp | 26.5%-0.5pp | 26.9%-0.9pp | |
| Free cash flow margin | 36.4%+8.5pp | 27.9%+2.2pp | 25.6%-4.5pp | 30.2%+5.3pp | 24.9%-5.5pp | |
| Returns | ||||||
| Return on equity | 7.3%+1.1pp | 6.3%+0.7pp | 5.5%-0.8pp | 6.3%-0.1pp | 6.4%-0.1pp | |
| Return on assets | 1.1%+0.2pp | 0.9%+0.1pp | 0.8%-0.1pp | 1%0.0pp | 1%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.3×0.0× | 0.2×0.0× | 0.2×0.0× | 0.3×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $72.29-6.4% | $77.20+8.7% | $71.00-1.5% | $72.11+1.2% | $71.25+1.2% | |
| Valuation | ||||||
| Market capitalization | $3.65B+0.8% | $3.62B+4.9% | $3.45B+29.2% | $2.67B+0.1% | $2.67B-2.1% | |
| Enterprise value | $3.7B-1.4% | $3.75B+13.1% | $3.32B+31.1% | $2.53B-10.0% | $2.81B-13.9% | |
| Price / earnings | 15.2×-2.5× | 17.7×-1.5× | 19.2×+5.0× | 14.2×0.0× | 14.1×-0.1× | |
| Price / sales | 3.9×-0.3× | 4.2×-0.2× | 4.4×+0.7× | 3.8×-0.1× | 3.8×-0.1× | |
| Price / book | 1×0.0× | 1×0.0× | 1×+0.1× | 0.9×0.0× | 0.9×0.0× | |
| EV / sales | 4×-0.4× | 4.4×+0.1× | 4.3×+0.7× | 3.6×-0.5× | 4×-0.7× | |
| Free cash flow yield | 9.3%+2.7pp | 6.6%+0.8pp | 5.8%-2.2pp | 8%+1.5pp | 6.5%-1.2pp | |
| Earnings yield | 6.6%+0.9pp | 5.7%+0.5pp | 5.2%-1.8pp | 7.1%0.0pp | 7.1%0.0pp | |
| Dividend yield | 3%+0.1pp | 2.9%0.0pp | 2.9%-0.8pp | 3.7%0.0pp | 3.6%+0.1pp | |
| PEG ratio | 0.6×-2.0× | 2.6×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Independent Bank Corp's ratios come from?
- Every ratio is computed from Independent Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.