Independent Bank Corp INDB Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 25.8%-1.1pp | 23.9%-3.9pp | 23%-5.5pp | 26.5%-4.3pp | 26.9%-4.8pp | |
| Free cash flow margin | 36.4%+11.5pp | 27.9%-2.5pp | 25.6%-6.3pp | 30.2%-3.4pp | 24.9%-11.8pp | |
| Returns | ||||||
| Return on equity | 7.3%+0.9pp | 6.3%-0.3pp | 5.5%-1.2pp | 6.3%-1.1pp | 6.4%-1.5pp | |
| Return on assets | 1.1%+0.1pp | 0.9%-0.1pp | 0.8%-0.2pp | 1%-0.2pp | 1%-0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×-0.1× | 0.3×0.0× | 0.2×0.0× | 0.2×0.0× | 0.3×-0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $72.29+1.5% | $77.20+9.6% | $71.00+1.3% | $72.11+4.9% | $71.25+5.2% | |
| Valuation | ||||||
| Market capitalization | $3.65B+36.8% | $3.62B+32.8% | $3.45B+37.5% | $2.67B+23.8% | $2.67B+20.6% | |
| Enterprise value | $3.7B+31.6% | $3.75B+14.9% | $3.32B+20.6% | $2.53B-0.3% | $2.81B-6.8% | |
| Price / earnings | 15.2×+1.0× | 17.7×+3.5× | 19.2×+6.4× | 14.2×+4.1× | 14.1×+4.4× | |
| Price / sales | 3.9×+0.1× | 4.2×+0.3× | 4.4×+0.8× | 3.8×+0.7× | 3.8×+0.7× | |
| Price / book | 1×+0.2× | 1×+0.1× | 1×+0.1× | 0.9×+0.1× | 0.9×+0.1× | |
| EV / sales | 4×0.0× | 4.4×-0.4× | 4.3×+0.3× | 3.6×-0.1× | 4×-0.2× | |
| Free cash flow yield | 9.3%+2.8pp | 6.6%-1.1pp | 5.8%-3.0pp | 8%-2.8pp | 6.5%-5.2pp | |
| Earnings yield | 6.6%-0.5pp | 5.7%-1.4pp | 5.2%-2.6pp | 7.1%-2.9pp | 7.1%-3.1pp | |
| Dividend yield | 3%-0.7pp | 2.9%-0.7pp | 2.9%-1.0pp | 3.7%-0.8pp | 3.6%-0.7pp | |
| PEG ratio | 0.6×— | 2.6×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Independent Bank Corp's ratios come from?
- Every ratio is computed from Independent Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
