Where do Independent Bank Corp's ratios come from?

Every ratio is computed from Independent Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	23.9%-3.9pp	27.8%-4.9pp	32.8%-3.5pp	36.2%+12.4pp
Free cash flow margin	27.9%-2.5pp	30.4%-5.3pp	35.7%-19.1pp	54.8%+22.3pp
Returns
Return on equity	6.3%-0.3pp	6.5%-1.8pp	8.3%-0.7pp	8.9%+3.8pp
Return on assets	0.9%-0.1pp	1%-0.2pp	1.2%-0.1pp	1.3%+0.6pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.3×0.0×	0.3×-0.2×	0.4×+0.4×	0.1×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0.1×+0.1×	0×0.0×
Per Share
Book value per share	$77.20+9.6%	$70.41+7.5%	$65.51+5.3%	$62.23-28.1%
Valuation
Market capitalization	$3.62B+32.8%	$2.73B-4.7%	$2.86B-25.8%	$3.85B-0.2%
Enterprise value	$3.75B+14.9%	$3.27B-16.5%	$3.91B+6.4%	$3.67B+100%
Price / earnings	17.7×+3.5×	14.2×+2.3×	11.9×-2.7×	14.6×-17.3×
Price / sales	4.2×+0.3×	4×0.0×	3.9×-1.4×	5.3×-2.3×
Price / book	1×+0.1×	0.9×-0.1×	1×-0.3×	1.3×+0.1×
EV / sales	4.4×-0.4×	4.7×-0.6×	5.3×+0.3×	5×+1.4×
Free cash flow yield	6.6%-1.1pp	7.7%-1.4pp	9.1%-1.2pp	10.4%+6.1pp
Earnings yield	5.7%-1.4pp	7%-1.3pp	8.4%+1.5pp	6.8%+3.7pp
Dividend yield	2.9%-0.7pp	3.5%+0.1pp	3.4%+1.0pp	2.4%+0.8pp
PEG ratio	2.6×—	——	——	0.1×—

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Questions, answered.

Where do Independent Bank Corp's ratios come from?: Every ratio is computed from Independent Bank Corp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.