Where do Kemper's ratios come from?

Every ratio is computed from Kemper's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Kemper KMPR Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	3.2%-3.7pp	6.9%—	——	-5.2%-3.0pp
Returns
Return on equity	5.5%-6.5pp	12%—	——	——
Return on invested capital	4.5%-4.4pp	8.9%+16.5pp	-7.6%—	——
Efficiency
Asset turnover	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×
Leverage
Debt-to-equity	0.4×-0.1×	0.5×-0.1×	0.6×-5.5×	6.1×—
Net debt / EBITDA	3.6×+0.8×	2.8×—	——	——
Per Share
Book value per share	$42.83-0.5%	$43.05+10.0%	$39.13+936%	$3.78—
Valuation
Market capitalization	$2.37B-44.2%	$4.26B+36.4%	$3.12B-0.8%	$3.14B-15.7%
Price / earnings	15.7×+2.3×	13.4×—	——	——
Price / sales	0.5×-0.4×	0.9×+0.3×	0.6×+0.1×	0.6×-0.1×
Price / book	0.9×-0.6×	1.5×+0.3×	1.2×-11.8×	13×—
EV / EBITDA	13.2×+1.9×	11.3×—	——	——
Dividend yield	3.4%+1.5pp	1.9%-0.7pp	2.6%0.0pp	2.5%+0.4pp

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Questions, answered.

Where do Kemper's ratios come from?: Every ratio is computed from Kemper's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.