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Kearny Financial KRNY Principal Balance

Principal Balance at other companies

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OceanFirst FinancialOCFC
$11.12B+9.9%
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Five Star BancorpFSBC

Other financials

Income statement

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Revenue$45.3M+17.4%
Net income$10.1M+52.5%
EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$123.8M-1.8%
Total debt$1.1B-12.7%
Total equity$763.0M+2.0%
Total assets$7.6B-1.6%

Cash flow

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Operating cash flow$7.9M-52.8%
CapEx$305.0K+110%
Free cash flow$7.6M-54.2%

Valuation

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Market cap$573.95M+47.9%
Enterprise value$1.51B+2.3%
P/E16×
P/S3.3×+0.8×

Profitability

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Net margin20.7%+12.2pp
FCF margin17.3%+4.0pp

Returns & leverage

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Return on equity4.7%+2.9pp
Debt / equity1.4×-0.2×

Where this comes from

Reported directly by Kearny Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee.

The official record: Kearny Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kearny Financial's principal balance?
Kearny Financial (KRNY) reported principal balance of $5.78B in Q1 2026.
How has Kearny Financial's principal balance changed year-over-year?
Kearny Financial's principal balance decreased by 1.2% year-over-year, from $5.85B to $5.78B.
What is the long-term trend for Kearny Financial's principal balance?
Over 3 years (2022 to 2025), Kearny Financial's principal balance has grown at a 2.3% compound annual growth rate (CAGR), from $5.44B to $5.81B.
What does principal balance mean?
This metric represents the gross principal balance of financing receivables before accounting for the allowance for credit losses. It provides a baseline view of the total credit exposure within the loan portfolio. Investors use this to evaluate the scale of the bank's lending operations and the underlying credit risk before loss provisions.