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OceanFirst Financial OCFC Principal Balance

Principal Balance at other companies

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$14.64B+9.8%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's principal balance?
OceanFirst Financial (OCFC) reported principal balance of $11.12B in Q1 2026.
How has OceanFirst Financial's principal balance changed year-over-year?
OceanFirst Financial's principal balance increased by 9.9% year-over-year, from $10.13B to $11.12B.
What is the long-term trend for OceanFirst Financial's principal balance?
Over 5 years (2020 to 2025), OceanFirst Financial's principal balance has grown at a 7.3% compound annual growth rate (CAGR), from $7.76B to $11.03B.
What does principal balance mean?
The gross carrying amount of financing receivables, including loans and leases, before the deduction of the allowance for credit losses. This represents the total contractual principal balance owed to the institution by borrowers. It serves as the primary base for calculating credit risk exposure and potential future loan losses.