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Klaviyo KVYO Provision for Credit Losses

Provision for Credit Losses at other companies

ServiceTitan, Inc. logo
ServiceTitan, Inc.TTAN
$1.67M-55.1%

Other financials

Income statement

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Revenue$358.0M+27.9%
Gross profit$268.9M+26.8%
Operating income$1.7M+107%
Net income$9.0M+164%
EPS (diluted)$0.03+160%

Balance sheet

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Cash & equivalents$985.3M+10.8%
Total debt$117.2M+14.1%
Total equity$1.2B+8.4%
Total assets$1.5B+13.1%

Cash flow

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Operating cash flow$34.3M+139%
CapEx$11.7M+334%
Free cash flow$22.6M+93.7%

Valuation

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Market cap$4.04B-28.2%

Profitability

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Gross margin74.6%-1.2pp
Operating margin-3.2%-1.2pp
Net margin-5.7%+0.6pp
FCF margin16.7%+2.2pp

Returns & leverage

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Return on equity-6.1%+2.5pp
Debt / equity0.1×0.0×
Current ratio4.2×-1.0×

Where this comes from

Reported directly by Klaviyo in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Klaviyo’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Klaviyo's provision for credit losses?
Klaviyo (KVYO) reported provision for credit losses of $636K in Q1 2026.
How has Klaviyo's provision for credit losses changed year-over-year?
Klaviyo's provision for credit losses decreased by 65.0% year-over-year, from $1.82M to $636K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.